• Passerby6497@lemmy.world
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    28 days ago

    Don’t pay by credit card.

    This is bad advice for anyone with good credit and spending habits. A credit card with rewards is just free money if you’re responsible with it. I haven’t paid interest in over a decade and have made thousands from rewards.

      • magnetosphere@fedia.io
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        28 days ago

        Yes, but you can also do a chargeback if the company you purchased from sold you a lousy product and isn’t being reasonable about returning it. If you had paid with cash, that cash is GONE.

        Each method has its pros and cons.

        • DMBFFF@lemmy.world
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          28 days ago

          If you had paid with cash, that cash is GONE.

          not if I have a receipt.

    • ALostInquirer@lemm.ee
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      28 days ago

      I haven’t paid interest in over a decade and have made thousands from rewards.

      I’m not too familiar with credit cards, do you mean this in a literal money sense or something more complex, i.e. the value of rewards & money?

      • Rai@lemmy.dbzer0.com
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        28 days ago

        We pay for EVERYTHING on our credit card, shared account with my partner. 2% money back. Pay it off in full every month. Zero interest paid, thousands of monies back.

    • sunzu2@thebrainbin.org
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      28 days ago

      You pay with your data lol

      The reason why corpos been able to price gouge the peasants is particulaly to tp them having access to data this granular. Same reason why they want dynamic pricing schemes.